Kelly Ruggles, President of American Reliance Group, Inc., is a well known educator and fee-based financial planner. Kelly Ruggles is the author of "The Financial Playbook" for Retirement. Kelly's focus is individuals and couples who are near or already in retirement. He has educated and assisted over 1000 retireees and pre-retirees over the last 14 years. Kelly C. Ruggles of American Reliance Group, Inc is a Registered Investment Advisor.